OFFICIAL $1,000 INvestEd SCHOLARSHIP GIVEAWAY RULES
NO PURCHASE IS NECESSARY TO ENTER OR WIN A PRIZE.
Indiana Secondary Market for Education Loans, Inc. (“INvestEd”) is offering participants a chance to win one of five (5) $1,000 cash scholarships in the “$1,000 INvestEd Scholarship Giveaway” (the “Giveaway”). The Giveaway is governed by these Rules and any individual who enters, attempts to enter or in any way participates or attempts to participate in the Giveaway (“Participant”), agrees to be bound by the terms and conditions set forth in these Rules, as well as by all interpretations of these Rules by INvestEd and by all other decisions of INvestEd which are final and binding in all matters relating to the Giveaway.
NO PURCHASE NECESSARY:
No purchase is necessary to enter or win a prize. A purchase will not improve your chances of winning.
APPLICABLE LAW (VOID WHERE PROHIBITED):
The Giveaway is subject to and governed by applicable federal, state and local laws and regulations. Participation in this Giveaway is void where prohibited or otherwise restricted by law.
The sponsor of the Giveaway is INvestEd. (the “Sponsor”).
GIVEAWAY CANCELLATION, SUSPENSION OR MODIFICATION:
INvestEd reserves the right to cancel, terminate, modify or suspend the Giveaway if it is not capable of being completed as planned for any reason, including, but not limited to, computer virus, “bugs”, tampering, unauthorized intervention, fraud, or technical failures of any kind or any other causes which corrupt or affect the administration, security, fairness, integrity or proper conduct of the Giveaway. The decision of INvestEd to cancel, terminate, modify or suspend Giveaway shall be final in all respects.
Geographical and Age Requirements: The Giveaway is open to any legal resident of the State of Indiana who, at the time of entry, is at least 16** years of age or older and is either (1) a student enrolled in a Title IV eligible, accredited post-secondary educational institution (“Qualifying Institution”) with at least one semester remaining after May 31, 2018; (2) a high school student who is planning to enroll in a Qualifying Institution within two years from May 31, 2018, or (3) a parent or legal guardian of a student who is either enrolled or planning to enroll in a Qualifying Institution within two years from May 31, 2018 (“Eligible Entrant”). **If the individual is 16 years of age, but not yet 18 years of age at the time of entry, they must have parental or legal guardian permission to enter.
Giveaway Entity and Immediate Family Member Ineligibility: The officers, directors, employees, volunteers, contractors and agents of INvestEd, and any other entity involved in the sponsorship, development, production, implementation and distribution of the Giveaway as well as their respective parent companies, affiliates, divisions, subsidiaries and successor companies (collectively the “Giveaway Entities”), and their immediate family members (and those living in the same household, whether or not related), are prohibited from participating in the Giveaway. “Immediate family members” shall include spouses, siblings, parents, children, grandparents, and grandchildren, whether as “in-laws”, or by current or past marriage, remarriage, adoption, co-habitation or other familial extension.
HOW TO ENTER:
Each Eligible Entrant is limited to one entry. Entry can be made during the Entry Period in one of three (3) ways:
- Via Online: During the Entry Period, Eligible Entrants can visit the website www.investedindiana/1000 and follow the instructions and complete all required fields on the online entry form. All online entries submitted in accordance with these Rules shall be deemed automatically entered into the Giveaway. In the event of a dispute as to the identity of an online entrant, the authorized account holder of the e-mail address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned to an email address by an Internet service provider, online service provider or other organization (e.g., business, education, institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.
- Via Mail: Eligible Entrants can also enter by sending a 3″x5″ card to “$1,000 INvestEd Scholarship Giveaway”, INvestEd, 11595 N. Meridian St., Suite 200, Carmel, Indiana 46032 with the following information: Entrant’s Name, Date of Birth, Mailing Address, Contact Phone Number (including area code), Email Address and, if applicable, Anticipated Date of High School Graduation. The submission must be received by the Entry Period deadline. The card may also be dropped off at INvestEd’s reception desk during INvestEd’s business hours at the above address prior to the Entry Period expiration.
Entry Period: The Giveaway entry period begins at 5:00 p.m. (EST) on Wednesday, June 14, 2017, and ends at 5:00 p.m. (EST) on June 13, 2018 (“Entry Period”).
Disclaimer of Responsibility for Entries: INvestEd is not responsible for problems with Giveaway entries, including but not limited to, entries which are lost, late, misdirected, damaged, incomplete, illegible, or cannot be completed due to electronic or technical difficulties, even if the problem is the result of the sole or partial negligence of INvestEd.
Multiple Entries: Multiple entries are not permitted. Participants found to have submitted multiple entries will be disqualified.
False Fraudulent or Deceptive Entries or Acts: Participants who, in the view of INvestEd, provide false, fraudulent or deceptive entries or who engage in false, fraudulent or deceptive acts in connection with the Giveaway will be disqualified and subject to criminal prosecution.
Acceptance of Rules: By submitting an entry for this Giveaway, Participants affirm that they have read and accepted these Rules. Any entry information collected from the Giveaway shall be used only in a manner consistent with the consent given by Entrants at the time of the entry, and with these Rules.
PARTICIPATION PROBLEM DISCLAIMER:
Even if alleged to be caused by the sole or partial negligence of INvestEd, INvestEd is not responsible for any problems which affect or result from participation or attempted participation in the Giveaway, including, but not limited to the following:
- Incorrect, incomplete or inaccurate entry information;
- Human errors;
- Failures, omissions, interruptions, deletions or defects of any wireless network, telephone network, internet service, computer systems, servers, utility providers, or software;
- Identity theft;
- Tampering, destruction or unauthorized access to, or alteration of, entries or computer data;
- Network hackers or other unauthorized access to INvestEd’s computer network;
- Data that is processed late or incorrectly or is incomplete or lost due to wireless network, telephone network, computer or electronic malfunction or traffic congestion on wireless or telephone networks;
- Printing errors;
- Electronic or technical difficulties;
- Equipment malfunctions; and
- Late, misdirected or lost entries.
PRIZES AND WINNER SELECTION:
Five (5) $1,000 scholarship prizes will be awarded. Winners will be chosen in five (5) random drawings from all eligible entries as of the time of drawing. Eligible entries will remain in the Giveaway until they are either selected or the Giveaway ends. The drawings will be conducted by INvestEd on the following dates: February 13, 2018; March 14, 2018; April 18, 2018; May 16, 2018 and June 14, 2018. Prize Winners will be notified by telephone or electronic mail using the information provided on the entry.
The Participant prize-winner is solely responsible for determining and paying all federal, state and local taxes (including any sales taxes).
ODDS OF WINNING:
The odds of winning will depend on the number of eligible entries received.
HOW TO CLAIM A PRIZE:
Prerequisites to Prize Award: Prior to receiving the prize, the winner will be required to provide: (1) a valid government-issued photo identification depicting proof of age and (2) a valid taxpayer identification number or social security number. INvestEd reserves the right to deny awarding the prize if the winner fails to provide satisfactory identification, as determined in INvestEd’s sole discretion.
The winner and/or parental or legal guardian (if the winner is under 18 years of age) is required to execute an Affidavit of Eligibility/Release of Liability, a completed IRS W-9 and a Publicity Release before the prize is awarded. By entering the Giveaway, Participant agrees to execute these documents if selected as a winner. Except where prohibited by law, failure to execute any of these documents or comply with any of these terms will result in forfeiture of the prize.
Claiming the Prize: INvestEd will initially send, via mail or electronic mail, the winner any required documents which need to be completed along with a return, pre-paid overnight delivery air bill (or pre-paid postage authorization). The winner must execute and return the completed forms within five (5) business days of receipt of the forms. Failure to return completed forms within five (5) business days of receipt of the forms may lead to forfeiture of the prize.
Once INvestEd receives the completed forms and/or all other prerequisites have been satisfied, the winner must provide INvestEd prior to February 15, 2020 with a copy of your billing statement from a Qualifying Institution. INvestEd will then issue a $1,000 payment to the Qualifying Institution on behalf of the winner.
Prize Forfeiture: Where the winner is found to be ineligible or to have violated any Rules, or if INvestEd is unable to contact a winner within thirty (30) days after selection for any reason, or if the winner fails to submit a copy of their billing statement from a Qualifying Institution by February 15, 2020, the prize may be forfeited. Any such forfeiture decision will be made solely by INvestEd. INvestEd reserves the right, in its sole discretion, to award unclaimed prizes to alternate Eligible Entrants or not to award the unclaimed prizes.
WARRANTIES AND REPRESENTATIONS:
By entering and participating in the Giveaway, and in consideration thereof, each Participant individually warrants and represents to the Giveaway Entities that they: (i) meet the eligibility requirements at the time of entry; (ii) will not violate the Submission criteria; (iii) agree to abide and be bound by these Rules, and by all applicable laws and regulations, and the decisions of INvestEd; and (iv) waive any rights to claim ambiguity with respect to these Rules.
RELEASE OF LIABILITY AND INDEMNIFICATION:
As consideration for entering the Giveaway, all Participants agree to RELEASE, DISCHARGE AND COVENANT NOT TO SUE Indiana Secondary Market for Education Loans, Inc. and any other of the Giveaway Entities (as described above) and each of their respective direct and indirect affiliates, divisions, parent and subsidiary companies, officers, employees, volunteers, shareholders, representatives, managers, members, directors, owners, agents, insurers, attorneys, predecessors, successors, and assigns thereof (collectively, the Released Parties), from and against all claims, damages, charges, injuries, losses, proceedings, suits, actions (including but not limited to tort actions, product liability actions, wrongful death actions, warranty actions, breach of contract actions, privacy and defamation actions, misappropriation of likeness actions, identity theft, loss of consortium claims), expenses and attorney fees that they or anyone on their behalf (including but not limited to their heirs, representatives or next of kin) have or might have for any death, injury, damage or claimed injury or damage arising out of, involving or relating to their participation in the Giveaway, including, but not limited to, any claim that the act or omission complained of was caused in whole or in part by the strict liability or negligence in any form of the Released Parties.
Additionally, as consideration for entering the Giveaway, all Participants agree to INDEMNIFY, HOLD HARMLESS, AND DEFEND the Released Parties in any action or proceeding from and against all claims, damages, charges, injuries, losses, proceedings, suits, actions (including but not limited to tort actions, product liability actions, wrongful death actions, warranty actions, breach of contract actions, privacy and defamation actions, misappropriation of likeness actions, identity theft, loss of consortium claims), expenses and attorney fees that they or anyone on their behalf (including but not limited to their heirs, representatives or next of kin) have or might have for any death, injury, damage or claimed injury or damage arising out of, involving or relating to their participation in the Giveaway or for their failure to comply with the terms of the above release provision. This agreement to indemnify, hold harmless and defend applies even if the act or omission complained of was allegedly caused in whole or in part by the strict liability or negligence in any form of the Released Parties.
Unless prohibited by applicable law, Participant authorizes and irrevocably grants to INvestEd and the other Giveaway Entities (as defined above) permission to, from time to time, reference and discuss Participant and their participation in the Giveaway on their website, in photographs, video recordings, digital images, audio recordings, publications, newsletters, news releases, promotional or other printed materials, and in materials made available on the Internet or in other media now known or hereafter developed for any purpose INvestEd and/or the Released Parties deem proper. Such reference and discussion may include (but not be limited to) Participant’s name and other personal/biographical material.
Participant agrees to be bound by these Rules. Non-compliance with any of these Rules will result in disqualification and all privileges as a Participant will be immediately terminated. INvestEd, in its sole discretion, further reserves the right to disqualify any person for: (i) tampering with the entry process or the operation of the Giveaway; (ii) gaining an unfair advantage in participating in the Giveaway; (iii) obtaining winner status using false, fraudulent or deceptive means; or (iv) engaging in otherwise unsportsmanlike, disruptive, annoying, harassing, or threatening behavior.
CAUTION: ANY ATTEMPT BY ANY PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY CIRCUMVENT, DISRUPT OR DAMAGE ORDINARY AND NORMAL OPERATION OF ANY GIVEAWAY, TELEPHONE SYSTEMS OR WEB SITE, OR UNDERMINE THE LEGITIMATE OPERATION OF ANY GIVEAWAY IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, INvestEd RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
RULES CHANGES AND INTERPRETATIONS:
INvestEd reserves the right in its sole discretion to supplement or make changes to these Rules at any time without notice. INvestEd reserves the right in its sole discretion to interpret the Rules, and such interpretation shall be binding upon all participants.
GOVERNING LAW AND JURISDICTION:
This Giveaway shall be governed by and construed in accordance with the laws of the State of Indiana, without reference to conflict of laws principles. By entering the Giveaway, Participants hereby submit to the exclusive jurisdiction and venue of the federal and state court(s) residing in Marion County, Indiana and waive the right to have disputes arising out of the subject matter hereof adjudicated in any other forum. In no event, will any Participant be entitled to injunctive relief or equitable relief of any kind, or restrain the continuation of the Giveaway.
GENERAL RULES/LIST OF WINNERS:
Copies of these Rules may be obtained by sending a self-addressed stamped envelope to $1,000 INvestEd Scholarship Giveaway Rules, 11595 N. Meridian St., Suite 200, Carmel, Indiana 46032, or by visiting www.investedindiana.org.
For a list of the Giveaway winner(s) send a self-addressed, stamped envelope to: $1,000 INvestEd Scholarship Giveaway Winners List, 11595 N. Meridian St., Suite 200, Carmel, Indiana 46032, or by visiting www.investedindiana.org.
Indiana Secondary Market for Education Loans, Inc.
11595 N. Meridian St., Suite 200
Carmel, IN 46032