The INvestEd Parent Loan Difference Skip to main content

Parent Loan

The INvestEd Parent Loan difference!

Picking the right loan is important. INvestEd is here to help you find the financial plan that works best for you and your family.

The INvestEd Parent Loan is different than other private loans primarily because INvestEd is a different type of lender. We work with Hoosier families at our literacy events and offer resources to maximize free financial aid money so loans are the last piece of the puzzle, not the first! Our goal is to help families fulfill their dreams of completing college and doing so with the least debt possible.

You can apply now or read more about the INvestEd Parent Loan difference!


One loan option doesn’t fit everyone, which is why INvestEd has multiple options for families. Of course the best option to limit your overall debt; therefore we provide several options to help find the right loan fit for you. Review all our loan options at the link below.

  • Rates as low as
    • 4.56% APR1 Fixed2
    • 7.75% APR1 Variable3
  • Repayment terms of 5, 10, and 15 years.

Read important loan disclosures »

Learn More »

True Benefits

Lower your rate with our benefit for making auto-debit payments, and learn more about having a co-signer released from their obligation.

Borrower Benefits »


  • Must be an Indiana resident.
  • Must be a citizen or permanent resident of the United States.
  • Borrower and co-signer (if applicable) must have an established credit history and meet annual income requirements.

This list of criteria is not exhaustive. For additional details, please click the link below.

Learn More »

Now that you understand how INvestEd is different, let’s see if we can help your family fill that funding gap!

Helpful Tips

State of Indiana grant money can lower your student loan borrowing.  April 15th is the Indiana FAFSA filing deadline for state aid.

Hoosiers Want Trusted Partners to Help Navigate Funding Options & Avoid Student Debt.

Learn more about the INvestEd Survey. »