As Low As

Don’t let three simple words trap you in unnecessary debt. “As low as” rates dominate student loan searches, but they’re rarely the rate you’ll actually get. Borrowers focus on bold, low advertised rates while ignoring the fine print—often ending up with interest rates of 15% or higher. Before you sign anything, check the highest possible rate and know your actual terms. If your private loan rate is above 10%, you likely have better options. The INvestEd team helps Indiana families navigate these traps and find smarter borrowing solutions.